Stories 101 Group Challenge

These are the governing terms and conditions for the purchasing individual (“Participant”) of Stories 101 Group Challenge (“Product”), an online training series created by My Billie Design Studio LLC (“Company”).

Product is intended for informational purposes to help business owners use Instagram Stories as a community builder and marketing strategy.

The fee for Course is as follows ("Course Fee")

• One payment of $397 (minus any discounts).

• Or if Participant elects a payment installment plan during checkout*, two payments of $199 (minus any discounts) charged to the credit card used during checkout. The first payment will be made immediately then one more payment will be withdrawn from the card one month later.

* Payment plans are offered as a courtesy. A payment installment is not a subscription that can be canceled. When you sign up for Stories 101, you agree to pay the Product fee in its entirety.

Participant’s Fee Includes

Access to the Product’s training, resources, group calls, and community forum.

Refunds

Partial refunds will be considered on a case-by-case basis and excludes processing fees. Refund amount will depend on when the refund is requested and reflect how much of the content has already been released to Participant. For instance, the challenge is 4 weeks long. If Participant requests a refund during week 1, Participant may receive up to 75% of the payment back. During week 2 it would be 50%. So on and so forth.

Release

Participant agrees that the Company may use any written statements, images, audio recordings or video recordings of Participant obtained while participating with the Product. This includes any statements, images or recordings captured about Participant participation in the Product.

Participant waives any right to payment, royalties or any other consideration for Company’s use of such written statements, images, audio recordings and video recordings and Participant waives the right to inspect or approve the finished product used by Company.

Intellectual Property

All intellectual property rights of the Product and all materials in connection with the Product are owned by the Company. Participant will not use or reproduce or allow anyone to use or reproduce such content or materials displayed, distributed or provided in connection with the Product for any reason without the prior written permission of the Company. Participants will not use any of the Product content or materials to teach any third party, or otherwise disclose or discuss information revealed in any portion of the Product for any purpose other than exercising rights expressly granted to Participant.

The Product may only be accessed by the Participant - the individual who is the customer on record with the Company. The Product, including any usernames, passwords, discount codes, content, materials, other resources may only be used by Participant as permitted herein and may not be sold or distributed without the Company’s express written consent.

Disclaimer of Warranties

The Company gives no warranties with respect to any aspect of the Product or any materials related thereto or offered in connection with the Product. Participant accepts and agrees that he/she is fully responsible for his/her results and that Company offers no representations, warranties or guarantees verbally or in writing regarding Participant future earnings, business profits, marketing performance, customer growth, or results of any kind.

The Company does not guarantee that Participant will achieve any results using any of the ideas, tools, strategies or recommendations presented in the Product, and nothing in the Product is a promise or guarantee to Participant of such results. Any examples of income earned by others or testimonials about this Product are not to be interpreted as a promise or guarantee of Participant’s own earnings or success.

Other Policies & Terms

Participant assumes all risk and/or liability that may arise or be incurred while participating in this Product.

Force Majeure

Neither party shall be liable for any failure of or delay in the performance of this Agreement if such failure or delay is due to causes beyond its reasonable control, including but not limited to acts of God, war, strikes or labor disputes, embargoes, government orders or any other force majeure event. Upon occurrence of any force majeure event, the party relying upon this provision shall give written notice to the other party of its inability to perform or of delay in completing its obligations.

Governing Law & Dispute Resolution

These terms shall be governed by the laws of the State of Minnesota without regard to its conflict of law provisions or the conflict of law provisions of any other jurisdiction. In the event of a dispute arising out of Product Terms, the parties agree to attempt to resolve any dispute by negotiation between the parties. If they are unable to resolve the dispute, either party may commence mediation and/or binding arbitration through the American Arbitration Association, or other forum mutually agreed to by the parties. The prevailing party in any dispute resolved by binding arbitration or litigation shall be entitled to recover its attorneys’ fees and costs. In all other circumstances, the parties specifically consent to the local, state and federal courts located in the state of Minnesota. The parties hereby waive any jurisdictional or venue defenses available to them and further consent to service of process by mail. Client acknowledges that Company will have no adequate remedy at law in the event Client uses the deliverables in any way not permitted hereunder, and hereby agrees that Company shall be entitled to equitable relief by way of temporary and permanent injunction, and such other and further relief at law or equity as any arbitrator or court of competent jurisdiction may deem just and proper, in addition to any and all other remedies provided for herein.